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Learn more about the DOL Updates and DOL Issues Opinion Letters on using FMLA Leave. DOL UPDATES EMPLOYEE BENEFIT PLAN ENFORCEMENT PROJECTS FOR 2026 The U.S. Department of Labor (DOL) has announced updates to its national enforcement projects for fiscal year 2026. According to the DOL, these projects highlight areas in which the agency will prioritize enforcement efforts to enhance overall employee benefit plan compliance, address abusive practices, and strengthen protections for plan participants and beneficiaries. Under the updated initiatives, DOL investigators will prioritize cases related to: • Cybersecurity —This project addresses the growing risks cyberattacks pose to employee benefit plans and participants. • Mental health and substance use disorder (MH/SUD) benefits —The DOL will target violations by plans and service providers that block participants and beneficiaries from accessing promised MH/SUD benefits. • Surprise billing —This project reviews compliance with the No Surprises Act (NSA), ensuring plans follow the prudent layperson standard for emergency services, apply in‑network cost‑sharing to NSA‑protected services and provide required notices and disclosures. • Protecting benefit distributions —This initiative aims to ensure that participants receive retirement benefits owed to them when plan sponsors fail to act, struggle financially or abandon their plans. • Retirement asset management —This project focuses on protecting retirement income by ensuring fiduciaries prudently select and monitor plan investments. • Criminal abuse of contributory benefit plans — This initiative centers on protecting workers who contribute to employer-sponsored retirement and health benefit plans from criminal abuse. DOL ISSUES OPINION LETTERS ON USING FMLA LEAVE The DOL recently released two opinion letters regarding employee leave under the federal Family and Medical Leave Act (FMLA). The first opinion letter addresses the use of FMLA leave when an employer is closed for part of a week. Under the DOL’s interpretation, leave during the closure is counted against the employee’s FMLA leave if: • The employee took the entire week as FMLA leave. • The employee was scheduled and expected to work during that period and used FMLA leave for that time. The letter responded to a school employer’s question of how to count FMLA leave used during weather-related school closures. The second opinion letter addresses travel time to medical appointments during FMLA leave for a serious health condition. According to the DOL, travel time to and from medical appointments for an employee’s or their family member’s serious health condition is covered by the FMLA. The opinion letter states that medical certifications in support of leave due to a serious health condition do not have to include information about travel time. The letter also contains examples of travel time that would and would not qualify for FMLA leave. DOL opinion letters do not have the force of regulations, laws or court rulings and apply only to the specific situation submitted. However, the letters are useful to employers as an indication of the DOL’s interpretation of the laws and regulations it enforces. Provided to you by MFC Benefits, LLC © 2026 Zywave, Inc. All rights reserved Download the PDF copy here. Link: http://chrome-extension://efaidnbmnnnibpcajpcglclefindmkaj/https://content.zywave.com/file/b6f7a224-b3a3-4409-a8f2-953f0994d66a/Benefits%20Buzz%20Newsletter%20January%202024.docx Link: http://chrome-extension://efaidnbmnnnibpcajpcglclefindmkaj/https://content.zywave.com/file/b6f7a224-b3a3-4409-a8f2-953f0994d66a/Benefits%20Buzz%20Newsletter%20January%202024.docx

Learn more about clearing clutter for your health, the health benefits of dry January, and how to rescue your skin this winter. CLEAR THE CLUTTER FOR YOUR HEALTH January is recognized as Get Organized Month, making it the perfect time to refresh your space and mindset. Clutter doesn’t just take up physical space—it can weigh on your mental health, increase stress and even impact productivity. By clearing the clutter, you set yourself up for a healthier, more successful year. A survey commissioned by The Container Store revealed that 7 in 10 Americans pin the success of a new year on a clutter-free home Being organized extends beyond having a neat desk or a tidy home; it has a direct impact on your overall well-being. A cluttered environment can lead to feelings of overwhelm and anxiety, making it harder to concentrate and complete tasks efficiently. When your surroundings are orderly, your mind feels clearer, decision-making becomes easier and stress levels drop. Organization also saves time and energy, allowing you to focus on what truly matters instead of searching for misplaced items or juggling chaos. In short, an organized space creates a sense of control and calm that benefits both your mental and physical health. Getting organized may seem overwhelming, but small, manageable steps can add up to big results: • Start small. Pick one area, such as a drawer, a shelf, or even your email inbox, and tackle it first. Success in one spot builds momentum. • Declutter daily. Spend just 10 minutes each day putting things back in their place. This simple habit prevents clutter from piling up. • Create systems. Use labeled bins, folders or digital tools to keep items easy to find. • Go digital. Reduce paper clutter by scanning important documents and storing them securely in the cloud. • Set limits. Adopt a “one in, one out” rule for new items to keep your space from becoming overcrowded. Organization isn’t about perfection—it’s about creating a space that supports your goals and wellbeing. By making small, consistent changes, you’ll feel more in control and energized for the year ahead. HEALTH BENEFITS OF DRY JANUARY As the holidays end, Dry January is a popular wellness challenge where participants abstain from alcohol for the entire month. This initiative encourages people to take a break from drinking after the often-indulgent holiday season. The goal is to reassess one’s relationship with alcohol and start the new year with a fresh perspective. Many people use the month to reflect on their drinking habits and make more mindful choices about alcohol. While a month of sobriety can seem overwhelming to some, it comes with some advantages. A brief break from moderate to heavy alcohol consumption may offer the following health-related benefits: • Better sleep • Increased focus • Improved mood • Boosted energy • Clearer complexion • Potential weight loss Alcohol can also contribute to various health conditions, such as high blood pressure, kidney or liver problems, heart disease and certain cancers. As such, a period of sobriety can positively affect one’s well-being and overall health. If you have any questions or concerns about your alcohol consumption, talk to a health care professional. RESCUE YOUR SKIN THIS WINTER Taking care of your skin properly can be challenging. The task can seem almost impossible to achieve when the temperature and humidity levels drop. Having dry skin may not seem like the most concerning health issue, but not treating it can result in itchiness, cracked or painful skin, as well as eczema and dermatitis. A Harris Poll found that 6 in 10 Americans say their skin feels "unhealthy" during the winter. Consider these skin care tips for the winter months: • Adjust your shower routine. The length and temperature of your showers can significantly impact the dryness of your skin. Long and hot showers during the cold months can strip the natural oils from your skin, leaving it dry. Try short, lukewarm showers instead. • Use moisturizer. Applying moisturizer, especially after showering, can help keep your skin hydrated and prevent dryness. • Avoid products with fragrances. Oftentimes, the better a product smells, the more irritating it can be for your skin. As such, consider choosing fragrance-free skin products and laundry detergents. • Use a humidifier. Humidifiers can add moisture to the air within your home, helping to prevent and relieve environmental dryness. • Stay hydrated. Ensure you’re drinking enough water throughout the day to improve the appearance of your skin and reduce its susceptibility to dryness. Talk to your health care provider if you have specific skin health concerns. This article is intended for informational purposes only and is not intended to be exhaustive, nor should any discussion or opinions be construed as professional advice. Readers should contact a health professional for appropriate advice. © 2026 Zywave, Inc. All rights reserved. Download the PDF copy here.
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