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Learn more about breaking down mental health stigma, the EWG releases the 2026 Dirty Dozen list, and spring cleaning your routine. BREAKING DOWN MENTAL HEALTH STIGMA May is Mental Health Month, a national health observance dedicated to shedding light on mental health conditions and fostering understanding and support for those experiencing them. According to the National Alliance on Mental Illness (NAMI), more than 1 in 5 adults experience mental illness each year. Despite the prevalence of illnesses and increasing recognition of mental health as a critical component of overall well-being, stigma remains a significant barrier to receiving treatment and support. The fear of judgment and discrimination often prevents individuals from seeking help. NAMI reports that roughly half (52%) of adults with a mental illness go without treatment. It’s imperative to raise awareness and educate others about mental health to combat stigma and create a more compassionate and supportive society. Stigma grows in silence, so here are some tips for helping break the silence: • Educate yourself and others . Understanding the complexity of mental illness, including substance use disorders, can help dispel misconceptions. Take the time to learn about mental health conditions, symptoms and treatments. • Talk openly . Break the silence surrounding mental health by initiating open and honest conversations with friends, family and colleagues. Sharing personal experiences or listening without judgment can help create a safe space for others. • Choose words carefully . Avoid stigmatizing words and use person-first language, emphasizing the individual rather than their condition. • Encourage equal treatment of physical and mental health conditions . Mental illness is a medical condition, so it should be treated like any other medical condition. • Speak up . If you suspect someone is struggling, send them messages of support or help them get on the path to treatment. By taking proactive steps to reduce mental health stigma and break down barriers, you can help create an inclusive and supportive environment where everyone feels empowered to seek help. EWG RELEASES THE 2026 DIRTY DOZEN LIST Each year, the Environmental Working Group (EWG) releases the Dirty Dozen, ranking pesticide residue levels based on produce samples taken by federal agencies. Nearly 100% of all conventional fresh produce sampled this year tested positive for potentially harmful pesticides, with Dirty Dozen items accounting for 96% of those samples. Here’s the 2026 Dirty Dozen list: 1. Spinach 2. Kale, collard and mustard greens 3. Strawberries 4. Grapes 5. Nectarines 6. Peaches 7. Cherries 8. Apples 9. Blackberries 10. Pears 11. Potatoes 12. Blueberries The EWG also publishes the Clean Fifteen list. Pineapples, sweet corn and avocados continue to top the list. Nearly 60% of the Clean Fifteen produce had no detectable pesticide residues. Whether organic or not, all properly handled fresh produce is considered safe to eat. The EWG stresses that the benefits of a diet rich in fruits and vegetables outweigh the risk of pesticide exposure. Do your best to get your daily dose of healthy produce while still being an informed shopper. If you’re still uneasy about pesticides after scrubbing your produce, frozen or canned versions can be a great alternative. Ultimately, it comes down to what works best for your household and budget. SPRING CLEAN YOUR ROUTINE Spring isn’t just for cleaning out your closet. It’s also a great time to refresh your mind and body. It’s important to check in on yourself regularly; a routine refresh can help you avoid illness, reduce stress and feel in control. Consider the following ways to freshen up your daily routine this spring: • Assess your current routine. The first step in spring cleaning your routine is to take stock of your current habits and activities. Are there tasks or commitments that no longer serve you? Are there areas where you feel overwhelmed or stressed? • Declutter your home. No clothing, equipment or other belongings are off-limits, so get rid of items you don’t use anymore . • Create space for self-care. Pr ioritize self-care activities or take a few moments each day to relax and recharge. • Reset your recipes with seasonal produce. Spring produce includes vegetables such as asparagus, artichokes, radishes, rhubarb and peas, as well as fruits like strawberries. Inseason produce is picked at the peak of its freshness and nutritional value and is packed with essential vitamins, minerals and antioxidants that boost the immune system. • Establish healthy habits . For example, you could commit to a regular sleep schedule or incorporate more movement into your day. Start spring cleaning your routine today to create one that supports your mental health and enables you to thrive in spring and beyond. This article is intended for informational purposes only and is not intended to be exhaustive, nor should any discussion or opinions be construed as professional advice. Readers should contact a health professional for appropriate advice. © 2026 Zywave, Inc. All rights reserved. Download the PDF copy here.
Learn more about CMS excludes HRAs and Health FSAs from Medicare Part D and EBSA outlines shifting priorities for ERISA enforcement. CMS EXCLUDES HRAS AND HEALTH FSAS FROM MEDICARE PART D NOTICES The Centers for Medicare and Medicaid Services (CMS) has released a final rule that exempts account-based plans, such as health reimbursement arrangements (HRAs) and health flexible spending accounts (FSAs), from Medicare Part D disclosure requirements. The change applies to coverage beginning January 1, 2027 . As background, employers with group health plans that provide prescription drug coverage to individuals who are eligible for Medicare Part D must inform both those individuals and CMS whether that coverage is creditable. A group health plan's prescription drug coverage is considered creditable if its actuarial value equals or exceeds the actuarial value of standard Medicare Part D prescription drug coverage; coverage that does not meet this standard is deemed noncreditable. For this purpose, the term “group health plan” includes account-based medical plans such as HRAs and health FSAs, to the extent they are employee welfare benefit plans that provide medical care. The final rule exempts account-based plans, such as health FSAs and HRAs (including individual coverage HRAs, or ICHRAs), from the creditable coverage disclosure requirements. According to CMS, these account-based plans do not actually offer prescription drug coverage; rather, they are designed to provide savings on health care costs through pretax contributions and reimbursements to supplement other health coverage. CMS explains that requiring these plans to determine if their coverage is creditable and report that status unduly increases administrative burden and could result in confusion for beneficiaries. Employers should continue to comply with existing creditable coverage disclosure requirements until the rule takes effect, keeping in mind that the exclusion applies only to account-based plans. Group health plans that offer prescription drug coverage remain subject to the Medicare Part D disclosure requirements. EBSA OUTLINES SHIFTING PRIORITIES FOR ERISA ENFORCEMENT The U.S. Department of Labor’s Employee Benefits Security Administration (EBSA) has released a memorandum outlining its enforcement priorities and guiding principles under the Employee Retirement Income Security Act of 1974 (ERISA). According to EBSA, these priorities and principles are designed to ensure that the agency’s enforcement is “fair, even-handed, responsive and focused.” The memorandum reflects an overall shift to prioritize enforcement actions related to violations of the duty of loyalty rather than prudence in the operation of employee benefit plans. EBSA’s memorandum outlines the following general standards for the agency’s enforcement actions: • Focusing enforcement on the most egregious conduct and significant harm, particularly criminal cases and civil investigations where there is direct evidence of disloyalty or impermissible conflicts of interest; • Ensuring the agency does not regulate by enforcement and instead uses the notice-andcomment rulemaking process and sub-regulatory guidance to drive policy; • Requiring proper review by senior agency officials of all significant enforcement activities; and • Committing to timely and responsive enforcement. Private-sector employers should periodically review their compliance with ERISA’s fiduciary requirements, including adherence to the duty of loyalty and avoidance of prohibited transactions involving impermissible conflicts of interest. Provided to you by MFC Benefits, LLC © 2026 Zywave, Inc. All rights reserved Download the PDF copy here.
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